Banners and templates: I'm really not an expert at setting up blogs but will will try to lend some wisdom about where to get some help. At blogger help you can maybe find solutions to many questions, problems provided you know what to enter into search. I found ideas for changing colours and fonts. For my own template I found this page. I haven't studied it yet but will do that ASAP (always say a prayer).

When I first set up my own blog and flickr I was very proud of myself. Though my wonderful techie husband has the title of computer technician he kept telling me he was not familiar with blogs so I was on my own. That's when I referred frequently to blogger help. he did help me once when there were too many cookies and cream. You know what I mean, maybe.

I also have a friend who's a webmaster and has offered help but I haven't sought her advice very often. She also doesn't have experience with blogs.

One of my next ventures for my blog ~ oh, well, I think I'll keep that one a surprise.